User:Rebecca E. Harvey/Defined benefit pension plan

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A defined benefit pension plan is a type of retirement plan in which an employer allocates specific amounts for vested employees in a tax deferred account.[1] The plan is "defined" because the formula for calculating the amount contributed by an employer is known in advance. Differing from a defined contribution plan, the benefits a retiree receives from a defined benefit plan (commonly referred to as a DB plan) are not dependent on the success or failure of the portfolio in which the employer's contributions are invested.[2] This distinction places the entire liability of economic market flucuations and the particular portfolio's performance on the employer (or the plan sponsor).


Calculation of defined benefit pension plans

Types of defined benefit plans

Scottish

Flat benefit plan

Unit benefit plan

Variable benefit plan

article and before a bibliography.[3] in the text by using [3]

Types of payouts available

Management of defined benefit plans

Federal retirement laws

Investment strategies

Benefits

Criticisms

Related pension plans

Cash Balance Plan

Money Purchase Plan

References

  1. http://www.businessdictionary.com/definition/defined-benefit-plan.html
  2. http://financial-dictionary.thefreedictionary.com/Defined-Benefit+Plan
  3. 3.0 3.1 Chicago Manual of Style, 14th ed., Part 1, see section 1.82, "Back Matter." This edition of the Chicago Manual of Style discusses the construction of a "book."

Notes and links

Further reading

Selected external links